If you’ve been injured in an accident and are concerned about how comparative negligence might affect your claim, don’t wait to seek legal advice.
If you’ve been injured in an accident in Illinois, understanding how the state’s comparative negligence laws work is essential. These laws can directly impact your ability to recover compensation and the amount you may receive. Illinois follows a “modified comparative negligence” rule, which means that the degree of fault assigned to each party can significantly influence the outcome of a personal injury claim.
What Is Comparative Negligence?
Comparative negligence is a legal principle used to determine liability and compensation in cases where multiple parties share fault for an accident. Instead of placing all responsibility on one party, comparative negligence divides fault among those involved.
Illinois uses a modified comparative negligence system with a 51% bar rule:
- If You Are Less Than 51% At Fault: You can recover compensation, but your percentage of fault will reduce your award.
- If You Are 51% or More At Fault: You are barred from recovering any compensation.
How Comparative Negligence Works in Illinois
When you file a personal injury claim in Illinois, the insurance company, court, or jury will assess the evidence and assign a percentage of fault to each party. For example:
- Scenario 1: You are rear-ended at a stoplight but failed to use your turn signal. The court finds you 20% at fault for the accident and the other driver 80% at fault. If your damages total $100,000, your compensation will be reduced by 20%, leaving you with $80,000.
- Scenario 2: You slip and fall in a store but were distracted because you were texting. If the court determines you are 55% at fault, you will not receive compensation under Illinois law.
This system emphasizes the importance of minimizing your own liability and presenting a strong case to reduce the percentage of fault assigned to you.
Key Factors That Influence Fault Determination
Several factors can affect how fault is allocated in a personal injury case:
- Eyewitness Testimony: Witnesses can provide crucial information about how the accident occurred and who was at fault.
- Evidence of Negligence: Photos, videos, and police reports can demonstrate the extent of each party’s negligence.
- Expert Testimony: Accident reconstruction experts can provide insight into who was responsible for the incident.
Your attorney will work to gather evidence and present your case to minimize your fault and maximize your recovery.
Common Examples of Comparative Negligence in Illinois
Here are a few real-world scenarios where comparative negligence may come into play:
- Car Accidents: If two drivers contribute to a collision, such as one speeding and the other running a red light, fault will be divided between them.
- Slip and Fall Cases: If you fall in a store but were partially distracted or wearing inappropriate footwear, your compensation may be reduced based on your share of fault.
- Bicycle or Pedestrian Accidents: If a pedestrian jaywalks but a driver is speeding, both may share responsibility for the accident.
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How Comparative Negligence Affects Your Compensation
The percentage of fault assigned to you directly reduces the compensation you can receive. Here’s a breakdown:
- Damages Calculation: Start with the total amount of your damages (e.g., medical expenses, lost wages, pain and suffering).
- Fault Deduction: Subtract your percentage of fault from the total damages.
For example:
- Total Damages: $50,000
- Your Fault: 30%
- Compensation: $50,000 – (30% of $50,000) = $35,000
This demonstrates why minimizing your assigned fault in a personal injury case is critical.
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Strategies to Minimize Your Fault
To protect your claim under Illinois comparative negligence laws, consider these steps:
- Document the Incident: Take photos, gather witness information, and file a report to strengthen your case.
- Seek Medical Attention: Promptly address injuries to establish a clear link between the accident and your damages.
- Avoid Admitting Fault: Be cautious about what you say to the other party, witnesses, or insurance companies.
- Hire an Experienced Attorney: A skilled personal injury lawyer can build a strong case to minimize your fault and maximize your compensation.
Why an Experienced Attorney Is Essential
Comparative negligence laws can complicate personal injury claims, especially when fault is disputed. An experienced attorney will:
- Investigate the accident thoroughly.
- Collect and present evidence to challenge fault allocations.
- Negotiate with insurance companies to ensure a fair settlement.
- Represent you in court if your case goes to trial.
At Schierer & Ritchie, we understand the nuances of Illinois comparative negligence laws and will fight to protect your rights.
Key Factors That Influence Fault Determination
Several factors can affect how fault is allocated in a personal injury case:
- Eyewitness Testimony: Witnesses can provide crucial information about how the accident occurred and who was at fault.
- Evidence of Negligence: Photos, videos, and police reports can demonstrate the extent of each party’s negligence.
- Expert Testimony: Accident reconstruction experts can provide insight into who was responsible for the incident.
Your attorney will work to gather evidence and present your case to minimize your fault and maximize your recovery.
Why an Experienced Attorney Is Essential
Comparative negligence laws can complicate personal injury claims, especially when fault is disputed. An experienced attorney will:
- Investigate the accident thoroughly.
- Collect and present evidence to challenge fault allocations.
- Negotiate with insurance companies to ensure a fair settlement.
- Represent you in court if your case goes to trial.
At Schierer & Ritchie, we understand the nuances of Illinois comparative negligence laws and will fight to protect your rights.
What to Expect During a Personal Injury Lawsuit in IllinoisIf you’ve been injured in an accident and are considering a personal injury lawsuit, we’re here to help. Contact Schierer & Ritchie today for a free consultation.
If you’ve been injured due to someone else’s negligence and are considering a personal injury lawsuit in Illinois, understanding the legal process can help you prepare and navigate the system effectively. While the timeline and details vary depending on the case, most personal injury lawsuits follow a similar structure.
Step 1: Consultation With a Personal Injury Attorney
Timeline: Within Days to Weeks After the Injury
The first step in pursuing a personal injury lawsuit is consulting an experienced attorney. During this meeting, your lawyer will:
- Evaluate the details of your case.
- Explain the legal process and potential outcomes.
- Discuss the statute of limitations (typically two years in Illinois for personal injury claims).
Your attorney will determine if your case has merit and guide you on the next steps.
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Step 2: Pre-Lawsuit Investigation
Timeline: Weeks to Months
Before filing a lawsuit, your attorney will gather evidence to build a strong case. This investigation typically includes:
- Reviewing medical records, police reports, and witness statements.
- Collecting photos, videos, or surveillance footage of the incident.
- Consulting with experts, such as accident reconstructionists or medical professionals.
This phase is critical to establishing liability and calculating the full extent of your damages, including medical expenses, lost wages, and pain and suffering.
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Step 3: Filing the Lawsuit
Timeline: After the Investigation
If a settlement cannot be reached through initial negotiations with the at-fault party’s insurance company, your attorney will file a formal complaint in the appropriate Illinois court. This complaint outlines:
- The facts of the case.
- The legal basis for your claim.
- The compensation you are seeking.
Once filed, the defendant will be served with the lawsuit and given a deadline to respond, typically within 30 days.
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Step 4: Discovery Phase
Timeline: 6 Months to 1 Year or More
The discovery phase allows both sides to gather and exchange information related to the case. This process includes:
- Depositions: Formal interviews conducted under oath with witnesses, the plaintiff, and the defendant.
- Interrogatories: Written questions that must be answered under oath.
- Requests for Documents: Sharing evidence such as medical records, accident reports, or correspondence.
Discovery helps both parties assess the strengths and weaknesses of the case and may lead to settlement discussions.
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Step 5: Mediation or Settlement Negotiations
Timeline: Before Trial
Many personal injury lawsuits are resolved through mediation or settlement negotiations before reaching trial. During this phase:
- A neutral mediator may facilitate discussions between both parties.
- Your attorney will advocate for a fair settlement based on the evidence.
Settling a case before trial can save time, legal fees, and emotional stress. However, if the opposing party refuses to offer a fair amount, the case will proceed to trial.
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Step 6: Trial
Timeline: 1 to 2 Years After Filing the Lawsuit
If no settlement is reached, your case will go to trial. Both sides will present their arguments, evidence, and witness testimonies during the trial. The trial process includes:
- Jury Selection: A jury is chosen to hear your case and decide the outcome.
- Opening Statements: Each side presents an overview of their arguments.
- Presentation of Evidence: Witnesses are called, and evidence is submitted.
- Closing Arguments: Both sides summarize their cases.
- Jury Deliberation and Verdict: The jury decides whether the defendant is liable and, if so, how much compensation to award.
While trials can be time-consuming, they may result in higher compensation if the jury rules in your favor.
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Step 7: Post-Trial Actions
Timeline: Weeks to Months After Trial
After the trial, either party may file an appeal if they disagree with the verdict. If there are no appeals, the defendant will be required to pay the compensation awarded by the jury. Your attorney will ensure you receive your settlement or judgment promptly.
Key Factors That Influence a Personal Injury Lawsuit Timeline
The duration of a personal injury lawsuit depends on several factors, including:
- Complexity of the Case: Cases involving multiple parties or severe injuries often take longer.
- Willingness to Settle: A fair settlement offer can shorten the process, while disputes may lead to trial.
- Court Schedules: The availability of Illinois courts and judges can affect how quickly your case is resolved.
Why You Need an Experienced Attorney
Navigating a personal injury lawsuit on your own can be overwhelming. An experienced attorney can:
- Handle complex legal procedures and paperwork.
- Negotiate aggressively with insurance companies.
- Represent you effectively in court, if necessary.
At Schierer & Ritchie, we understand Illinois personal injury laws and will work tirelessly to secure the compensation you deserve.
The Importance of Medical Records in Your Personal Injury CaseThe information contained in your medical records will have a significant impact on the outcome of your case. Medical records are among the most critical pieces of evidence if you’ve been injured due to someone else’s negligence. They provide an objective account of your injuries, treatment, and how they have impacted your life. Understanding their significance can help you build a stronger case and maximize compensation.
In addition to the medical records, we strongly recommend that you keep a journal of your recovery. When clients keep a careful journal of their recovery, memorializing their pain and suffering, they are in a far better position to explain what the injuries have done to them and, perhaps more importantly, taken away from them. Understanding that the journey of recovery ends with full compensation.
At Schierer & Ritchie, we understand the vital role medical records play in your personal injury claim. Contact us today for a free consultation.
When you’re injured in an accident, medical records become one of the most vital pieces of evidence in your personal injury case. At Schierer & Ritchie, LLC, we’ve seen how detailed medical documentation can make the difference between a successful claim and one that falls short of fair compensation. Here’s why these records are crucial and how to ensure you effectively support your case.
The information contained in your medical records will have a significant impact on the outcome of your case. Medical records are among the most critical pieces of evidence if you’ve been injured due to someone else’s negligence. They provide an objective account of your injuries, treatment, and how they have impacted your life. Understanding their significance can help you build a stronger case and maximize compensation.
In addition to the medical records, we strongly recommend that you keep a journal of your recovery. When clients keep a careful journal of their recovery, memorializing their pain and suffering, they are in a far better position to explain what the injuries have done to them and, perhaps more importantly, taken away from them. Understanding that the journey of recovery ends with full compensation.
Here’s why medical records are so essential in personal injury claims:
1. Establishing the Extent of Your Injuries
Medical records document the type and severity of your injuries, serving as proof of the harm caused by the accident. They include:
- Emergency Room Reports: Initial assessments after the accident.
- Doctors’ Notes: Details on diagnoses, treatments, and long-term prognoses.
- Imaging Results: X-rays, MRIs, or CT scans showing visible injuries.
- Prescriptions: Evidence of medications prescribed for pain or recovery.
Without this documentation, it can be challenging to prove the full extent of your injuries.
2. Linking the Injuries to the Accident
One of the main challenges in a personal injury case is establishing a clear connection between your injuries and the accident. Medical records can:
- Demonstrate Timing: Immediate medical attention and records from shortly after the incident show a direct link between the accident and your injuries.
- Rule Out Pre-existing Conditions: Notes from medical professionals can help differentiate new injuries from existing health issues.
These records build credibility and help counter-arguments from insurance companies attempting to downplay or deny your claim.
3. Proving the Need for Medical Treatment
Insurance companies often question whether the treatment you received was necessary. Detailed medical records justify the care you received and its duration, including:
- Hospital Stays and Surgeries: Evidence of major procedures required for recovery.
- Physical Therapy: Documentation of rehabilitation efforts.
- Specialist Consultations: Records of referrals to orthopedic surgeons, neurologists, or other specialists.
Comprehensive documentation ensures you are compensated for all treatment costs, including future medical needs.
4. Supporting Claims for Pain and Suffering
Beyond physical injuries, many personal injury claims include damages for pain and suffering. Medical records provide evidence of:
- Chronic Pain: Notes on ongoing discomfort or limitations.
- Emotional Impact: Diagnoses of anxiety, depression, or post-traumatic stress disorder (PTSD) related to the accident.
- Lifestyle Changes: Observations from healthcare providers about how your injuries affect daily activities.
These records help quantify non-economic damages, which are often harder to prove.
5. Strengthening Negotiations with Insurance Companies
Insurance adjusters look for gaps in documentation to reduce settlement offers. Thorough medical records:
- Verify Treatment Costs: Ensuring all medical expenses are accounted for.
- Counter Low Offers: Providing evidence to justify higher compensation.
- Bolster Credibility: Demonstrating consistency in your treatment and recovery process.
When backed by detailed medical evidence, your attorney can negotiate from a position of strength.
6. Serving as Key Evidence in Court
Medical records play a crucial role in persuading a judge or jury if your case goes to trial. They provide:
- Objective Evidence: Unlike personal testimony, medical records are factual and impartial.
- Expert Opinions: Physicians’ notes and expert witness testimony based on these records carry significant weight in court.
- Visual Aids: Imaging studies and detailed charts illustrating your injuries and recovery process.
Clear and comprehensive medical documentation can make the difference between winning and losing your case.
Tips for Managing Your Medical Records
To maximize the value of your medical records in your personal injury case, follow these best practices:
- Seek Immediate Treatment: Delays in seeking care can weaken your claim.
- Follow Medical Advice: Attend all appointments, follow treatment plans, and keep detailed records of your recovery.
- Request Copies: Obtain copies of all medical reports, bills, and imaging results.
- Be Honest: Provide accurate information to your healthcare providers about your symptoms and the cause of your injuries.
- Work With Your Attorney: Share all relevant medical documents with your attorney to ensure a thorough case evaluation.
Schierer & Ritchie LLC Can Represent You with Your Personal Injury Case
At Schierer & Ritchie, we understand the vital role medical records play in your personal injury claim. Let us guide you through the legal process, ensuring your medical documentation is used effectively to secure the compensation you deserve. Contact us today for a free consultation.
How to Choose the Right Personal Injury Lawyer in Peoria, IllinoisWhen you or a loved one has been injured in an accident, selecting the right personal injury lawyer is one of the most important decisions you’ll make.
You have seen all the TV advertisements and driven past numerous billboards. You can choose from several lawyers to help you with your personal injury claim. You hope it never happens to you or someone you care about, but if you have been injured in an accident, finding the right personal injury lawyer in or near Peoria, Illinois, is an important step towards making things right again. With so many options, it can be challenging to decide which attorney is the best fit for your case.
Why Hiring the Right Personal Injury Lawyer Matters
Personal injury cases can be complex, involving insurance negotiations, medical bills, and legal procedures. A skilled attorney can help you:
- Navigate the legal system efficiently
- Maximize your compensation for medical expenses, lost wages, and pain and suffering
- Reduce stress by handling all aspects of your case
Selecting the right lawyer ensures you have an advocate who understands your needs and fights for your best interests.
Look for Local Expertise in Peoria
Choosing a personal injury lawyer familiar with Peoria, Illinois, offers several advantages:
- Knowledge of Illinois Law and Local Court Rules: Like every state, Illinois has its own specific laws, and every court has its own local rules. A local attorney will be able to help you navigate this process.
- Courtroom Experience: Attorneys who frequently handle cases in and around the Peoria area are familiar with local judges, courtroom procedures, insurance defense lawyers, and claims adjusters.
- Community Reputation: Local lawyers often have established relationships within the community, which can benefit your case.
Assess Experience and Specialization
Personal injury law is a specialized field. Look for a lawyer with:
- Relevant Experience: Attorneys who have handled cases similar to yours (e.g., car accidents, slip-and-falls, or medical malpractice) are better equipped to secure favorable outcomes.
- Proven Track Record: Ask about the lawyer’s success rate, including settlements and verdicts.
- Trial Experience: While most personal injury cases settle, having a lawyer who isn’t afraid to go to trial can work in your favor.
Check Reviews and Testimonials
Online reviews and client testimonials offer valuable insights into a lawyer’s reputation. Look for:
- Google Reviews: See what past clients say about their experiences.
- Testimonials on the Lawyer’s Website: Read stories of how the lawyer helped clients in similar situations.

Schedule a Consultation
Most personal injury lawyers offer free initial consultations. Use this opportunity to evaluate:
- Communication Style: Does the lawyer explain things clearly and answer your questions?
- Case Strategy: Ask how they plan to handle your case and what outcomes they expect.
- Level of Attention: Ensure the attorney personally handles your case or supervises it closely rather than delegating it to junior staff.
Prepare a list of questions to make the most of this meeting, such as:
- How long have you been practicing personal injury law?
- What is your experience with cases like mine?
- What are your fees likely to be, and how does a contingency fee work?
- Who pays the expenses of the case?
- Have they had experience where the insurance company contests liability?
- Are they able to assist you with ensuring the medical bills are paid?
Evaluate Communication and Accessibility
Throughout your case, you’ll want an attorney who:
- Keeps You Informed: Regular updates on your case’s progress are essential.
- Is Accessible: Prompt responses to emails, calls, or messages show that the lawyer values your time and concerns.
- Makes You Comfortable: A lawyer who listens and demonstrates empathy will help reduce the stress of the legal process.
Trust Your Instincts
Finally, trust your gut. If something feels off during your initial interactions, consider looking elsewhere. Your lawyer should inspire confidence and demonstrate genuine care for your case.
Why Choose Schierer & Ritchie LLC in Peoria, Illinois?
At Schierer & Ritchie, we pride ourselves on providing exceptional legal representation for personal injury victims in Peoria and the surrounding areas. Here’s why clients trust us:
- Local Expertise: Deep understanding of Peoria’s legal landscape.
- Extensive Experience: Proven success in handling various personal injury cases.
- Client-Centered Approach: Personalized attention and transparent communication at every step.
We work on a contingency fee basis, so you don’t pay unless we win. Contact us today for a free consultation, and let us help you get the justice you deserve.
Schedule a Consultation
Most personal injury lawyers offer free initial consultations. Use this opportunity to evaluate:
- Communication Style: Does the lawyer explain things clearly and answer your questions?
- Case Strategy: Ask how they plan to handle your case and what outcomes they expect.
- Level of Attention: Ensure the attorney personally handles your case or supervises it closely rather than delegating it to junior staff.
Prepare a list of questions to make the most of this meeting, such as:
- How long have you been practicing personal injury law?
- What is your experience with cases like mine?
- What are your fees likely to be, and how does a contingency fee work?
- Who pays the expenses of the case?
- Have they had experience where the insurance company contests liability?
- Are they able to assist you with ensuring the medical bills are paid?
The timeline for a personal injury claim after a car accident varies depending on the complexity of the case and the willingness of the parties to negotiate.
If you’ve been involved in a car accident, navigating the personal injury claim process can feel overwhelming. Understanding the typical timeline of a claim—from the moment of the accident to receiving a settlement—can empower you to make informed decisions and ensure you are adequately compensated for your injuries.
At Schierer & Ritchie, LLC, our Peoria personal injury attorneys are here to guide you every step of the way.
The Car Accident: Initial Steps
The journey begins with the accident itself. After ensuring everyone’s safety, take these essential steps:
- Call Emergency Services: Report the accident to local authorities and seek immediate medical attention for any injuries.
- Document the Scene: Take photos of the vehicles, your injuries, and the surrounding area. Gather contact information from witnesses and the other driver(s) involved.
- File a Police Report: This is a critical piece of evidence in your claim.
Prompt action at the scene ensures you have the necessary documentation to support your case.
The timeline for a personal injury claim after a car accident varies depending on the complexity of the case and the willingness of the parties to negotiate.
If you’ve been involved in a car accident, navigating the personal injury claim process can feel overwhelming. Understanding the typical timeline of a claim—from the moment of the accident to receiving a settlement—can empower you to make informed decisions and ensure you are adequately compensated for your injuries.
At Schierer & Ritchie, LLC, our Peoria personal injury attorneys are here to guide you every step of the way.
The Car Accident: Initial Steps
The journey begins with the accident itself. After ensuring everyone’s safety, take these essential steps:
- Call Emergency Services: Report the accident to local authorities and seek immediate medical attention for any injuries.
- Document the Scene: Take photos of the vehicles, your injuries, and the surrounding area. Gather contact information from witnesses and the other driver(s) involved.
- File a Police Report: This is a critical piece of evidence in your claim.
Prompt action at the scene ensures you have the necessary documentation to support your case.
Seek Medical Treatment
Your health should be your top priority. Even if you don’t feel seriously injured, seek a thorough medical evaluation. Some injuries, like whiplash or internal damage, may not be immediately apparent.
- Follow Through with Treatment: It is essential to adhere to your doctor’s recommendations and attend follow-up appointments. Gaps in treatment could harm your claim.
- Keep Records: Save all medical reports, bills, and receipts. These will be vital in demonstrating the extent of your injuries and related expenses.
Contact Your Insurance Company
Notify your insurance company about the accident as soon as possible. Be cautious when communicating:
- Provide Basic Information: Stick to the facts, avoiding speculation about fault or the extent of your injuries.
- Do Not Admit Fault: Leave the liability determination to investigators.
You’ll also want to exchange insurance information with the other party involved in the accident.
Consult a Personal Injury Attorney
While you can handle your claim independently, partnering with an experienced personal injury attorney can significantly improve your chances of receiving fair compensation. Your attorney will:
- Evaluate Your Case: Assess the strength of your claim and estimate its value.
- Handle Communication: Manage correspondence with insurance companies and other parties involved.
- Protect Your Rights: Ensure your claim isn’t undervalued or dismissed unfairly.
Investigation and Evidence Gathering
Once you hire an attorney, they’ll begin an in-depth investigation of your case. This includes:
- Reviewing police reports, medical records, and witness statements.
- Collecting additional evidence, such as surveillance footage.
- Consulting with experts, if necessary, to strengthen your case.
This phase is crucial for building a solid foundation for your claim.
Negotiating With the Insurance Company
After completing the investigation, your attorney will submit a demand letter to the at-fault party’s insurance company. This letter outlines:
- The extent of your injuries and damages.
- A detailed summary of your medical treatment.
- The compensation amount you are seeking.
Insurance companies often counter with a lower offer, and negotiations may take several weeks or months.
Settlement or Lawsuit
Most personal injury claims are resolved through negotiation. If you agree on a settlement amount:
- Sign a Release Form: This finalizes the claim and prevents future legal action regarding the accident.
- Receive Compensation: The settlement typically covers medical bills, lost wages, property damage, and pain and suffering.
Your attorney may recommend filing a lawsuit if a fair settlement cannot be reached. While lawsuits are less common, they may be necessary to secure the compensation you deserve.
Post-Settlement or Trial
After receiving a settlement or court judgment, you’ll use the compensation to cover expenses and rebuild your life. If your case went to trial, be aware that it might take longer to receive funds due to court processing times.
Key Takeaways
- Timely Action: From seeking medical care to hiring an attorney, acting promptly can strengthen your claim.
- Documentation is Crucial: Evidence is the backbone of any personal injury claim.
- Seek Professional Guidance: An experienced personal injury attorney can simplify the process and maximize your compensation.
Navigating a personal injury claim can be complex, but understanding the timeline can make it more manageable. At Schierer & Ritchie, LLC, we specialize in helping car accident victims get the justice they deserve. Contact us today for a free consultation to discuss your case.
How Sharing Fault Affects Your Personal Injury Compensation in PeoriaWondering How Sharing Fault Could Affect Your Personal Injury Claim? In Illinois, it Matters. Contact Schierer & Ritchie LLC Today for a Free Consultation.
If you’ve been injured in an accident in Illinois, you might be wondering how your compensation could be affected if you’re partially to blame. The answer lies in Illinois’ Comparative Fault Rule, a legal principle determining how liability is shared among parties involved in a personal injury case. Understanding this rule is crucial, as it directly impacts the compensation you may receive.
Contact Schierer & Ritchie, LLC, today for a consultation, and let us help you confidently navigate your personal injury case.

My attorney was Schierer. He came to my work to initially meet after my car wreck. He instantly told me what coverage to always carry. Then he broke down the process. He made it understandable. His team reached out to me on every important decision. They were a great team to have helped me out after my accident. I would hope to not have to use an attorney for anything again. But if I needed one, I would definitely recommend and use my attorney, Schierer.
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What Is the Comparative Fault Rule?
The comparative fault rule (also known as comparative negligence) is a legal doctrine used to allocate responsibility and damages in personal injury cases where more than one party is at fault. Under this rule, an injured party (the plaintiff) can still recover damages even if they share some blame for the accident, but their percentage of fault will reduce their compensation.
Illinois’ Modified Comparative Fault System
Illinois follows a modified comparative fault system. Here’s how it works:
- You can recover damages if your fault is 50% or less.
- If you are found to be 51% or more at fault, you are barred from recovering any compensation.
- Your percentage of fault reduces your compensation.
- For example, if you are awarded $100,000 in damages but found to be 30% at fault, your compensation will be reduced by 30%, leaving you with $70,000.
How Comparative Fault Works in Practice
To better understand how the comparative fault rule might apply, let’s look at a few scenarios:
Scenario 1: Car Accident
You’re involved in a car accident where another driver runs a red light and crashes into your car. However, evidence shows that you were speeding during the accident.
- Jury’s Determination:
- The other driver is found to be 80% at fault for running the red light.
- You are found to be 20% at fault for speeding.
- Damages:
- You are awarded $50,000 in damages.
- Since you are 20% at fault, your compensation is reduced by 20%.
- You receive $40,000.
Scenario 2: Slip and Fall
You slip and fall in a grocery store on a wet floor, sustaining injuries. However, security footage shows you were distracted by your phone and did not notice warning signs.
- Jury’s Determination:
- The store is 70% at fault for failing to clean up the spill or place adequate warning signs promptly.
- You are 30% at fault for not paying attention.
- Damages:
- You are awarded $20,000.
- Since you are 30% at fault, your compensation is reduced by 30%.
- You receive $14,000.
Scenario 3: Pedestrian Accident
You’re hit by a car while jaywalking, sustaining significant injuries.
- Jury’s Determination:
- The driver is found to be 40% at fault for not yielding.
- You are found to be 60% at fault for jaywalking.
- Damages:
- You are barred from recovering any compensation because you are more than 50% at fault.
Key Factors in Determining Fault
In a personal injury case, determining fault involves analyzing several factors, including:
- Eyewitness Testimony
- Witnesses can provide valuable insights into the accident and who may have been at fault.
- Police Reports
- Police reports often contain crucial details about the cause of car accidents and other incidents, such as any citations issued.
- Physical Evidence
- Skid marks, surveillance footage, and damaged property can help establish fault.
- Expert Testimony
- Experts such as accident reconstruction specialists may be brought in to provide an unbiased analysis of the events.
- Statements from Involved Parties
- What you say immediately after an accident can be used to assess fault. Be cautious about admitting fault or making statements without consulting an attorney.

How Comparative Fault Affects Insurance Claims
Illinois’ comparative fault rule also applies during insurance claims. Insurance adjusters will evaluate the circumstances and assign a percentage of fault to each party involved. Keep in mind:
- Insurance companies may try assigning a higher percentage of fault to reduce liability.
- An experienced personal injury attorney can help ensure that fault is reasonably assigned and you receive the compensation you deserve.
Defenses Against Comparative Fault
If you are pursuing a personal injury claim and the other party attempts to shift blame onto you, your attorney can help challenge this. Here are some common defenses:
- Disputing Evidence
- Your attorney may argue that the evidence does not support the percentage of fault assigned to you.
- Proving the Other Party’s Greater Fault
- Demonstrating that the other party’s actions were significantly more negligent can help reduce your share of fault.
- Challenging Credibility
- If the other party’s version of events is inconsistent or lacks credible evidence, your attorney can use this to your advantage.
Why You Need a Personal Injury Attorney
Navigating the complexities of Illinois’ comparative fault rule can be challenging, especially when fault is disputed. An experienced personal injury attorney can:
- Gather and present evidence to establish fault reasonably.
- Negotiate with insurance companies to ensure you aren’t assigned more fault than warranted.
- Advocate for maximum compensation, even if you share some degree of fault.
Contact Schierer & Ritchie LLC Today
Illinois’ comparative fault rule is critical in determining the outcome of personal injury cases. Understanding how it works can help you set realistic expectations and prepare a strong case. If you’ve been injured in an accident, don’t leave your compensation to chance.
Contact Schierer & Ritchie, LLC, today for a consultation, and let us help you confidently navigate your personal injury case.
How Social Media Can Affect Your Personal Injury CasePosting on Social Media? It Could Hurt Your Personal Injury Case. Contact Schreier & Ritchie LLC Today for a Free Consultation.
In today’s digital age, social media has become a significant part of our daily lives. Whether sharing updates, posting photos, or engaging with friends and family, platforms like Facebook, Instagram, Twitter, and TikTok offer countless ways to stay connected. However, if you’re involved in a personal injury case, your social media activity can significantly impact the outcome of your claim.
At Schierer & Ritchie, LLC, we are dedicated to helping you navigate the complexities of your case and securing the compensation you deserve. Contact us by either going to our contact form or call us at (309) 250-1871

Why Social Media Matters in a Personal Injury Case
Insurance companies and defense attorneys always seek ways to minimize the compensation they pay injured parties. One of the easiest ways for them to do this is by using your social media posts against you. Even seemingly harmless posts can be taken out of context to undermine your case. Here are a few ways social media activity can be used:
Contradicting Your Injury Claims
- If you claim to have severe injuries but post pictures of yourself engaging in physical activities, it can raise doubts about the validity of your injuries. For example, a photo of you hiking, dancing, or playing sports can suggest you’re not as injured as you’ve claimed.
Questioning the Severity of Emotional Distress
- Many personal injury claims include compensation for emotional distress. However, if your social media posts portray you as happy, carefree, or engaging in enjoyable activities, the defense might argue that you’re exaggerating your emotional suffering.
Timeline Inconsistencies
- Social media can provide a detailed timeline of your activities. If your posts show you were active on days when you claimed to be incapacitated or in recovery, it could harm your credibility.
Third-Party Tags and Posts
- Even if you’re cautious about what you post, friends and family may tag you in photos or mention your activities in their posts. These can be used as evidence against you if they contradict your injury claims.

How Insurance Companies and Defense Attorneys Use Social Media
Social Media Surveillance
- It’s common for insurance adjusters and defense attorneys to monitor plaintiffs’ social media accounts. They may look at your public posts or even try to gain access to private content through mutual connections.
Using Public Posts as Evidence
- Any content you post publicly can be submitted as evidence in court. This includes photos, status updates, check-ins, comments, and even “likes.”
Subpoenas for Private Accounts
- In some cases, defense attorneys may request access to private social media content through subpoenas, arguing that it’s relevant to the case.
Best Practices for Social Media During a Personal Injury Case
To protect your case and maximize your chances of a favorable outcome, consider the following precautions:
- Limit Your Social Media Activity
- The safest approach is to avoid posting on social media entirely while your case is active. This minimizes the risk of anything being used against you.
- Adjust Your Privacy Settings
- Set your accounts to private and review your privacy settings to control who can see your posts. However, remember that even private posts can be subpoenaed.
- Avoid Discussing Your Case
- Never post about your accident, injuries, legal proceedings, or settlement discussions. Anything you say could be used to weaken your claim.
- Be Mindful of Photos and Tags
- Avoid posting new photos and ask friends and family to tag or post about you only once your case is resolved.
- Review Old Posts
- Review previous posts to ensure nothing could be misconstrued or used against you. Delete any potentially problematic content if necessary.
- Inform Your Legal Team
- Let your attorney know about your social media presence and activity. They can provide specific advice and help you understand what content might harm your case.
Examples of Social Media Impact on Cases
Case 1: Contradicting Injury Claims
- In one case, a plaintiff claimed a severe back injury from a car accident but posted a video of themselves dancing at a party. The defense used this video to argue that the injury was not as severe as reported, significantly reducing the settlement.
Case 2: Emotional Distress in Question
- Another plaintiff sought compensation for emotional distress following a traumatic accident. However, their social media posts, which included photos of them smiling and enjoying a vacation, were presented as evidence to challenge their claim of ongoing distress.
The Bottom Line
Social media is a powerful tool but can also be a double-edged sword in personal injury cases. Anything you post can be scrutinized and potentially used against you to reduce or deny your compensation. Understanding the risks and following best practices can protect your legal rights and strengthen your case.
Contact Us Today
If you’re involved in a personal injury case, working with an experienced attorney who can guide you through the process and help you avoid common pitfalls is essential. At Schierer & Ritchie, LLC, we are dedicated to helping you navigate the complexities of your case and securing the compensation you deserve. Contact us by either going to our contact form or call us at (309) 250-1871.
Documenting Injuries After an Accident for a Personal Injury LawsuitIf you’ve been injured in an accident, our dedicated personal injury lawyers are committed to helping you recover the compensation you deserve.
In the aftermath of an accident, proper documentation of your injuries is crucial if you are considering or pursuing a personal injury lawsuit. Thorough and accurate documentation not only supports your claims but also helps ensure that you receive fair compensation for your damages.
1. Seek Immediate Medical Attention
The first step after any accident should be to seek medical attention, even if you do not immediately feel injured. Some injuries may not present symptoms right away. A medical professional will assess your condition, provide necessary treatment, and create an official record of your injuries. Prompt medical attention is essential for:
- Diagnosing injuries: A healthcare provider can identify and document visible and hidden injuries.
- Establishing a timeline: Early medical records help establish a timeline of your injuries, linking them directly to the accident.
- Creating a treatment plan: A documented treatment plan will outline the care you need and support your claim for future medical expenses.
2. Keep Detailed Personal Records
In addition to medical records, maintain a personal injury journal to document your experience. This can include:
- Daily Symptom Log: Record daily pain levels, physical limitations, and any new symptoms. Be specific about how the injury affects your daily life.
- Treatment and Therapy Details: Note each visit to healthcare providers, treatments received, and any progress or setbacks.
- Impact on Daily Life: Document how your injury impacts your ability to work, perform household tasks, or engage in recreational activities.
3. Gather and Preserve Evidence
Collecting and preserving evidence related to the accident and your injuries is crucial:
- Photographs: Take clear, dated photos of visible injuries, bruises, cuts, and any physical damage. If applicable, photograph the accident scene and property damage.
- Witness Statements: Obtain contact information and written statements from witnesses who observed the accident or your injuries.
- Accident Reports: If applicable, obtain copies of police reports, accident reports, or insurance claim documents.
4. Organize Medical Documents
Organize and retain all medical documents related to your injury:
• Medical Records: Collect and keep copies of hospital records, treatment summaries, and discharge papers.
• Prescriptions and Bills: Save all prescriptions, medication receipts, and medical service bills.
• Follow-up Appointments: Keep records of all follow-up appointments and any ongoing treatments or evaluations.
5. Maintain Records of Lost Wages
If your injury has caused you to miss work, document your lost wages:
- Pay Stubs: Keep copies of pay stubs from before and after the accident to show the impact on your earnings.
- Employer Statements: Obtain a statement from your employer detailing your missed workdays and any adjustments to your job responsibilities.
6. Track Psychological and Emotional Impact
Injuries are not only physical but can also have psychological effects:
- Counseling Records: If you seek psychological help, keep records of therapy sessions and counseling notes.
- Emotional Impact Journal: Document any changes in mood, anxiety, or stress related to the accident and injury.
7. Consult a Personal Injury Attorney
A personal injury attorney can help you navigate the documentation process and ensure you gather all necessary evidence:
- Legal Advice: An attorney can provide guidance on what documentation is most important for your case.
- Evidence Collection: They can assist in gathering and organizing evidence and ensuring that you comply with legal requirements.
8. Review and Update Regularly
Keep your documentation current and review it regularly:
- Ongoing Updates: Continue to document your condition and treatment as your case progresses.
- Regular Reviews: Periodically review your records with your attorney to ensure all necessary information is included.
Why Proper Documentation is Essential
Properly documenting your injuries after an accident is vital for building a solid personal injury case. From seeking immediate medical attention to maintaining detailed records of your symptoms, treatments, and their impacts on your life, each step plays a crucial role in substantiating your claims. Following these guidelines ensures you have the comprehensive documentation needed to support your case and pursue fair compensation for your injuries and losses.
Contact Schierer & Ritchie, L.L.C.
If you or a loved one needs legal representation, the attorneys at Schierer & Ritchie, LLC, are here to help. Our dedicated team understands the complexities of the legal system and is committed to providing the best legal services possible.
Dog Bite Lawyer in PeoriaDid a dog injure you in Peoria? At Schierer and Ritchie LLC, we fight for your rights and your maximum compensation. Contact us today.
Have you or a loved one been the victim of a dog bite in Peoria, Illinois? At Schierer and Ritchie LLC, we understand the physical, emotional, and financial toll that a dog attack can take on your life. Our experienced lawyers are here to guide you through the legal process and fight for the compensation you deserve.
Contact Schierer and Ritchie LLC today for a free consultation.
Understanding Dog Bite Laws in Illinois
Illinois follows a “strict liability” rule regarding dog bites. This means that dog owners are held responsible for injuries caused by their pets, regardless of whether the dog has shown aggressive behavior.
- The owner is liable if their dog attacks or attempts to attack a person peacefully, conducting itself in a place where it is legally allowed to be.
- The law covers bites and other injuries caused by dogs, such as knockdowns or scratches.
- Illinois has no “one-free bite” rule—owners are responsible even if the dog’s first offense is minor.
Why You Need a Dog Bite Lawyer
Dog bite cases can be complex, and having an experienced attorney on your side can make a significant difference in the outcome of your case. Here’s how we can help:
- Investigate the Incident: We’ll gather evidence, interview witnesses, and build a strong case on your behalf.
- Determine Liability: Our team will identify all potentially liable parties, including the dog owner, property owners, or other responsible parties.
- Calculate Damages: We’ll assess the full extent of your injuries and losses, including medical expenses, lost wages, pain and suffering, and potential future costs.
- Negotiate with Insurance Companies: Our experienced negotiators will work to secure a fair settlement from the responsible party’s insurance company.
- Represent You in Court: If a fair settlement cannot be reached, we’ll take your case to trial and advocate for you in court.
Common Dog Bite Injuries
Dog attacks can result in many injuries, some of which can have long-lasting effects. Typical dog bite injuries include:
- Puncture wounds and lacerations
- Infections, including rabies and tetanus
- Nerve damage
- Scarring and disfigurement
- Broken bones
- Emotional trauma and PTSD
Compensation in Dog Bite Cases
As a victim of a dog attack, you may be entitled to various forms of compensation, including:
- Medical expenses (current and future)
- Lost wages and loss of earning capacity
- Pain and suffering
- Emotional distress
- Scarring and disfigurement
- Property damage
Time Limits for Filing a Dog Bite Claim
Illinois’s statute of limitations for personal injury cases, including dog bites, is generally two years from the incident date. It’s crucial to consult with a lawyer as soon as possible to ensure your claim is filed within this timeframe.
Why Choose Schierer and Ritchie LLC?
When you choose our firm to represent you in your dog bite case, you benefit from the following:
- Local Expertise: As a Peoria-based law firm, we have in-depth knowledge of local laws and court systems.
- Proven Track Record: Our attorneys have successfully handled numerous dog bite cases, securing fair compensation for our clients.
- Personalized Attention: We treat each case with the care and attention it deserves.
- No Upfront Costs: We work on a contingency fee basis, meaning you only pay if we win your case.
Contact Schierer and Ritchie LLC Today
If you’ve been the victim of a dog bite in Peoria, don’t wait to seek legal representation. Contact Schierer and Ritchie LLC today for a free consultation. Our experienced dog bite lawyers are ready to fight for your rights and help you on the path to recovery.