Schierer & Ritchie, LLC will assist you with your personal injury claim, disability benefits, legal procedures, and compensation for your injuries.

If you’ve been seriously injured in a car accident and need to recover at home, you may qualify for disability benefits based on the severity of your injuries. These benefits are typically determined by a medical professional’s instructions regarding recovery time.

You’ve Been Injured in a Collision, Now What?

If you’ve been seriously injured in a car accident, focusing on your recovery should be your top priority. Many severe injuries from auto accidents may qualify you for disability or Social Security Disability (SSD). A medical professional will determine your recovery time and benefits based on the severity of your injuries.

Steps to Take After an Accident

• Secure Legal Help: Hire a dedicated team of Peoria personal injury attorneys to help you navigate the accident’s aftermath. Experienced lawyers can guide you on the necessary steps, filings, and what will happen with your job.
• Employment Concerns: In Illinois, employers are not required to hold your position open during recovery. However, Schierer & Ritchie, LLC can help you seek the total and fair compensation you need, regardless of your employment status post-accident.

Illinois as an At-Fault State

Illinois is an at-fault state for car accidents, meaning a personal injury claim can help you recover losses such as property damage, lost wages, medical expenses, and pain and suffering. Be aware that there is a statute of limitations on filing a car accident lawsuit, so prompt action is essential.

How We Can Help

At Schierer & Ritchie, LLC, our Peoria personal injury lawyers are here to protect your rights and fight for the compensation you deserve. We handle the complex legalities of car accidents so you can focus on your recovery.

If you suffer an injury in a car accident, one of the pressing questions is, “Who will pay for my medical bills?”

Illinois is not a “no-fault” state, meaning you are responsible for your medical expenses. While a personal injury settlement or trial verdict can help, you won’t receive any funds until your case is resolved. Notably, the at-fault driver is not liable for your ongoing medical bills during this time.

At Schierer & Ritchie, LLC, our Peoria car accident attorneys are dedicated to protecting your rights and interests. We can help you recover the financial compensation you deserve. Contact us today: (309) 250-1871.

Options for Covering Medical Bills

There are several ways to manage medical expenses after an auto accident:

• MedPay (Medical Payments Coverage)
  • MedPay is an optional coverage in your auto insurance policy. Coverage amounts range from $2,500 to $10,000, and it pays your medical bills regardless of fault.
• Health Insurance
  • Your health insurance can cover your medical expenses by applying contracted rates with your provider. You may still be responsible for copays or deductibles. Your health insurance company may also reimburse a portion of your personal injury settlement.
• Liens
  • Hospitals often file liens to ensure they are reimbursed for their services. You won’t be billed with a lien until your case is resolved. A lawyer can help you review and enter a lien agreement.
• Cash Payments
  • In rare cases, you might pay your medical bills upfront with cash.

Dealing with the Other Driver’s Insurance Company

When seeking compensation from the other driver’s insurance company, remember they do not consider your best interests. They may attempt to reduce your settlement or deny your claim.

Contact Us Today

At Schierer & Ritchie, LLC, our Peoria car accident attorneys are dedicated to protecting your rights and interests. We can help you recover the financial compensation you deserve. Contact us today: (309) 250-1871.